Mountain Empire Agency Alliance (MEAA) is a regional partner of Strategic Independent Agents Alliance (SIAA), the largest independent insurance agency network in the United States. MEAA serves independent agents in Tennessee, Western North Carolina, and Central to Northern Virginia territories. The collective strength of this alliance allows local agents to remain independent while increasing revenue by obtaining additional carrier appointments, earning additional commissions, growth bonuses and profit sharing and accessing valuable business resources.

MEAA – Mountain Empire Agency Alliance


Increase Your Revenue

MEAA member benefits:

  • Average 20% commission on a book of business
  • Guaranteed bonus with more than two dozen carriers
  • Premium Commission Levels
  • Preferred agency agreements
  • Profit sharing at first $1
Use Our Tools to Grow 

MEAA is committed to agency development and providing our members support services. Members have access to one of the largest independent agencies in the Southeast for help with anything from hiring staff, to payroll, to purchasing additional books of business. Our members also have access to proprietary and unique continuing education programs designed to assist members with building relationships, pipeline development, sales strategy, marketing and the best use of technology.

The Power of a Partner
MEAA facilitates organic growth by providing you access to the larger, well-known insurance companies. In addition to direct appointments, MEAA‘s existing relationships with these companies offers you profit sharing, supplemental commissions and preferred commission schedules. 
  • MEAA: A Master SIAA Agency Network

    Receive assistance with pricing and placement of all property & casualty lines plus gain much more independence!
  • Increase Your Independence

    Increase your agency income and value and gain access to insurance programs exclusive to MEAA Agencies!
  • Advantages of Exclusivity

    Share in SIAA regional and national override programs! Become instantly BIG and able to compete and win against any agency of any size because you will represent the Master Agency competitive insurance companies!
  • Master The Competitive Marketplace

    Receive top level commissions and profit sharing with no minimum premium requirement!



  • Mountain Empire Agency Alliance is constantly negotiating high commissions, bonuses and overrides with its carriers.
  • Several excess compensation arrangements, premium financing and excess and surplus lines overrides are also in effect.
  • Perpetuation needs.
  • Perpetuation is contractually guaranteed.


MEAA: A Master SIAA Agency NetworkWhat can we bring your insurance agency?


Tennessee Counties:

Anderson, Bedford, Bledsoe, Blount, Bradley, Campbell, Cannon, Chester, Crockett, Dekalb, Carter, Claiborne, Clay, Cocke, Coffee, Cumberland, Decatur, Davidson, Dickson, Fayette, Fentress, Franklin, Giles, Grainger, Greene, Grundy, Hamblen, Hamilton, Hancock, Hardeman, Hardin, Hawkins, Haywood, Henderson, Hickman, Jackson, Jefferson, Johnson, Knox, Lauderdale, Lawrence, Lincoln, Loudon, Macon, Marion, Marshall, Maury, McMinn, McNairy, Meigs, Monroe, Moore, Morgan, Overton, Perry, Pickett, Polk, Putnam, Rhea, Roane, Rutherford, Scott, Sequatchie, Sevier, Shelby, Smith, Sullivan, Tipton, Trousdale, Unicoi, Union, Van Buren, Warren, Washington, Wayne, White, Williamson, Wilson

North Carolina Counties:

Buncombe, Cherokee, Clay, Graham, Haywood, Henderson, Jackson, Macon, Madison, Swain, Transylvania, Yancey

Virginia Counties:

Albemarle, Accomack, Caroline, Clarke, Culpeper, Essex, Fauquier, Fluvanna, Frederick, Greene, Hanover, King George, Louisa, Madison, Orange, Page, Rappahannock, Rockingham, Shenandoah, Spotsylvania, Stafford, Warren, and Westmoreland

Independent Virginia Counties:

Charlottesville, Fredericksburg, Harrisonburg and Winchester